Health Insurance Options for Part-Time Workers and Early Retirees
Finding health insurance outside of a traditional full-time job can feel like navigating a maze. For part-time workers and those planning to retire before age 65, securing reliable health coverage is crucial—but not always straightforward. Fortunately, there are a variety of options out there that can provide both peace of mind and the protection you […]
Does Health Insurance Cover Telemedicine? What You Need to Know
Telemedicine has revolutionized how we access healthcare, making it easier than ever to consult with doctors, therapists, and specialists from the comfort of home. But if you’re wondering whether your health insurance covers telemedicine, you’re not alone. Coverage can vary depending on your provider, plan type, and even the state you live in. Here’s what […]
Out-of-Pocket Maximum vs. Deductible: What’s the Difference?
Health insurance terms can be confusing, especially when it comes to understanding what you’ll actually pay for medical care. Two terms that often trip people up are “deductible” and “out-of-pocket maximum.” While they both relate to how much you’ll pay for healthcare services, they work in different ways. Understanding the difference can help you choose […]
What to Do If You Miss Open Enrollment for Health Insurance
Missing the open enrollment deadline for health insurance can feel overwhelming, but it doesn’t mean you have to go without coverage. There are still several ways to get insured, whether through a Special Enrollment Period (SEP), Medicaid, short-term insurance, or other options. Knowing your choices can help you avoid hefty medical bills and ensure you […]
10 Ways to Save Money on Health Insurance Without Sacrificing Coverage
Health insurance is essential for protecting both your health and finances, but the rising costs of premiums, deductibles, and out-of-pocket expenses can be a major burden. The good news? There are several strategies to reduce your healthcare expenses without compromising the quality of your coverage. By being strategic about plan selection, maximizing available benefits, and […]
Open Enrollment 2025: Key Dates & What You Need to Know
Open Enrollment for 2025 is just around the corner, and it’s your chance to review, renew, or change your health insurance plan. Knowing the key dates and understanding what’s new can help you make the best decisions for your coverage and budget. Whether you’re enrolling for the first time or updating an existing plan, staying […]